Tags archives: banking

Dodd-Frank: Repercussions on Community Banks and Local Lending

The circulation of liquidity in an efficient financial system is undoubtedly one of the primary pillars of economic progress. For the ever-changing dynamic of the current United States economy, a well-functioning financial system is fundamentally required for growth. However, the influence of the financial system is double-edged, and the recent financial cri[...]

"The Big Short": Funny, But Misleading

Big government encouraged the bad practices behind the financial crisis, it turned the crisis into a long-term economic disaster, and it etched the same bad policies in the stone of regulation. While “The Big Short” is a fun movie, its minimizing of government’s role in the financial crisis isn’t just laughable—it’s egregious.

Regulation Not the Answer for the Unbanked

Tools like prepaid debit cards present one of the best options for bridging the gap between financial exclusion and full participation in our 21st century economy. These tools—and all the innovations which have the potential to make them even better—should be fostered through entrepreneurship, thoughtful policy, and education for those caught in a deep cycle[...]